MORTGAGES ? THE GOVERNMENT CHOICES FOR 1ST TIME BUYERS ARE CONFUSING.. Q. I earn € 48,000 per year and am now looking for a mortgage on my own. I am confused with the new offers for first time buyers between the Help to Buy Scheme and the latest government...
SWITCHING MORTGAGES Q. We have a 25 year € 285,000 mortgage on a one year fixed rate 2.9% but it is due to revert to a standard variable rate of 3.7%. Our incomes have changed in the last year as my partner has gone part-time earning € 85,000 between us. Is it worth...
CHILD BENEFIT Q – We have just had a new year baby –- Jenny – and about to receive the € 140 monthly Child Benefit. ? Interest rates are so pathetic, can you advise alternatives for this sum – we will be using it for her 3rd level education. Pamela–...
It’s the New Year and so much to look forward to. But as Woody Allen once said money is better than poverty if only for financial reasons…bills however have to be paid and plans made. This is a wonderful time of the year to think of budgets and all things to do with...
As we approach the first weeks of the new year, here is the Money Doctor’s New Year present to you as a thank you for sticking with this feature throughout the year with my column on RTE’s LifeStyle and to give you something to think about over the next few...
We are in the first weeks of 2018 and thoughts of new resolutions, weight loss and financial reviews dominate. But perhaps we should think of our children’s financial education needs first before our own issues as they may be a greater priority – it will be to our...
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