TO BUY OR NOT TO BUY – THE CYCLE OF HOUSE BUYING Q – With all this talk of property price increases, especially in south Dublin, plus growing numbers of approved mortgages, we seem to be back in a cycle of desperation whereby the house must be purchased at all costs...
THRESHOLDS FOR DONATIONS Q – We are going to donate on a regular basis but want to do so to maximise the tax benefit for the two charities involved. Can you let us know the minimums and maximums for such donations ? Julie – Killarney Co Kerry...
PAYING FOR CHRISTMAS Q. I am thinking of going to the local credit union to take out a € 2,000 loan to pay off a couple of friends who loaned money to me before Christmas and my credit card bill of € 1200..Over a two year period at 9.5% it is only € 45.91 per month...
POCKET MONEY for CHILDREN Q – At what age should you start giving your child pocket money, if at all ? I am hearing different methods of dealing with this. I have three children, aged 9, 5 and 1 year old. Jenny – Carpenterstown Co Dublin ...
MY FIXED TERM IS ENDED – SHOULD I SWITCH ? Q. My wife and I bought our home in 2013, borrowing €210,000 on a house that was worth €240,000 and is now worth €300,000. Our interest rate was fixed at 4.5% for five years. With 30 years left to go, is it worth switching...
The expression things are tight at Christmas resonates with many of us at this time of year. Bernard Manning once quipped “For Christmas this year I gave my kids a set of batteries with a note attached – toys not included…” Those who have nt saved during the year for...
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