Q. Should I take voluntary offer from the job ? 

At 45 years of age, I am thinking of taking a voluntary parting package from my company…but it is really confusing between the gobbledygook in the offer ( SCSB, PILON, deferred DC pension etc ) but the bottom line is my € 54K annual income stops ( net € 3K a month ) and I receive a € 90K tax-free lump sum plus a small pension when I reach 65 ( € 12Kpa – if I stay it would be worth € 35K pa ) Any advice ? Thanks John

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