Q – Our monthly mortgage repayments have risen significantly since last summer and we just can’t keep up.  We were already struggling and in arrears on the mortgage, but with the increase in cost of living, huge energy bills, not to mention the rise in the weekly grocery shop, we have no hope of getting ourselves out of this situation.  We have now received a letter from the bank threatening repossession. We are terrified the bank will take our home from us.  Is there anything we can do to keep our home or is it too late? Bill – Co Mayo



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