Q. My partner told me last night she is pregnant – I was thrilled. But then we started thinking down the road – how do we plan…? how much is having our first baby going to cost us ? I remember you saying on radio recently that the 3rd level cost for one child alone is over € 42,000. The enormity of our good news has us a little worried. Have you any advice ? Padraic – Clontarf Dublin 3

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