WHERE DO WE START – OUR FINANCES ARE ALL OVER THE PLACE?                                                                                                                                             

Q. We hit the same bump in the road every year – clueless as to where to start in sorting our finances. Apart from the mortgage – € 240K at € 1334 a month over 25 years, we have 4 separate loans totalling € 15,000 at € 520 per month and owe money to some family members. We have 3 children under the age of 8 and while we have a net € 4,200 coming into the household every month, it is a continual struggle. Any ideas ? Thanks Paddy – Rathmines Dublin 6

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