WORTH SWITCHING ?
Q. Ulster Bank have just announced new low 4 year fixed mortgage rates – 3.29% IF your loan to value is 60% or less. Our 25 year current loan ( € 297K ) is about 59% of the current value ( fortunately bought it only 3 years ago ) but the current standard variable interest rate is 4.5%. Is it worth our while switching and what will it cost us ? Thanks Bill – Churchtown Dublin 14