Q. – 9 years ago, my Dad who is now 68 guaranteed my mortgage – I was somewhat short of the required income level then but the bank insisted he be added to the mortgage. Even with a recent salary reduction, I am...
We have had wars, recessions, the energy crisis, spiralling living costs all fuelled by the desperately sad Ukrainian and Gaza wars, not to mention President Trump and the tariffs being the main contributors to...
Q – We are fortunate enough to own our own house but need to borrow € 48,000 for a kitchen extension and complete refit.. white goods etc. What is the best way to finance this and whom should we go to ?...
We in Ireland are great at saving but sometimes, saving, as Ringo Starr once sang “It don’t come easy” – any bit of extra money you can save from now on will be worth the short-term pain. You can never have...
Q. My employer has been paying 5% into my pension which I match for the last 23 years. 10 years ago, I set up an Additional Voluntary Contribution (AVC) scheme which is now worth c. € 67,000. My wife has...
In the landscape of personal finance, two imperative savings goals often compete for our attention: emergency funds for unexpected expenses (often referred to as “saving for a rainy day”) and contributions toward our...
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