APPLYING FOR A MORTGAGE – BANK OR BROKER Q – We are one of the fortunate ones. We have no debt, no children, two good incomes, a good record of savings and still in our early 30s. But should we go direct to the bank or let a mortgage broker do our negotiation – what...
Ever had a notion to keep that rare bottle of wine you are about to drink ? Fancied having a wine holding for investment purposes ? That cliché don’t put all your eggs in one basket has a certain ring of truth about it when you consider diversifying into wine...
How often have you popped into your local shop on the way home from work just to buy a pint of milk or a loaf of bread and wound up with a trolley load of groceries ? Do you ever plan before you shop ? Always bring your loyalty or discount cards with you when shopping...
ANNUAL GIFT EXEMPTION Q – I am wondering can a parent gift €3,000 a year each tax free to their children ? I was told only one parent is allowed. Are such gifts counted in the current € 310,000 inheritance exemption, free of Capital Acquisition Tax (CAT) to which each...
POCKET MONEY Q – At what age should you start giving your child pocket money, if at all ? I am hearing different methods of dealing with this. I have three children, aged 9, 5 and 1 year old. Jenny – Carpenterstown Co Dublin
Interest rates around the world are on the rise with the US Federal Reserve leading the way.. Europe will be the last to react but for many mortgage holders the dilemma of whether to stay in their variable interest rate mortgage or move to a fixed rate is the issue....
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