A wise woman once told me, “When poverty comes in the door, love flies out the window.” With the average Irish wedding and honeymoon now costing over €26,000, it pays to heed this not-so-romantic advice! While starry-eyed lovers vow to stay together for richer or...
MY CARD IS “MAXED OUT” – WHAT DO I DO ? Q. Between last Christmas’s presents and a holiday taken in April, I have found my credit card is “maxed out” – they won’t raise the limit either – and I am finding it hard to pay it back. I have only been paying the minimum...
REDUNDANCY TAX REFUND Q. I recently lost my job. I understand I may be entitled to a tax refund – how do I go about getting one? Johnny – Terenure Dublin 6
DO I QUALIFY FOR FULL STATE PENSION Q. I am trying to find out if I will qualify for a full State pension. I started working at the age of 17 in July 1977 paying full contributions until April 1993. I then moved to the US – but moved back to Ireland in April...
“If you would be wealthy, think of saving as well as getting” – so said Benjamin Franklin, the face of the $100 bill. Of course, that may sound easier said than done; but as a people, we Irish like to save. Our household saving rate stood at just over 8% of our...
MY PLANNING HAS GONE AWRY ! Q. I took your advice and completed a budget plan last year. Sadly there were too many issues – my wife lost her job, one of our children wound up in hospital for 6 weeks and my own bonus was stopped. I did nt bother with the budget after...
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