PENSIONS – income for life with the low interest rates ? Q. I am retiring at the end of this year at the age of 61 and I’m wondering is there any alternative to the low annuity rates currently on offer ?...
Someone once defined Economics – or Political Economy as it should more properly be called – as maximising the usage of scarce resources. Put simply, this mouthful means getting the best use of your money which in these...
Continuing from last week, in part 2 John Lowe of Money Doctors looks at an area where savings can be achieved – the field of discretionary spending .. but this requires discipline. Consider this! You go to the ATM on Friday...
NEED TO PAY OFF MY DEBTS BEFORE CHRISTMAS.. Q – Where can I borrow to clear off some debts and before Christmas – I have two credit card balances totalling €9,000, a credit union loan of € 7,600 and an overdraft...
ANNUAL GIFT EXEMPTION Q – Coming up to Christmas, I am wondering can a parent gift €3,000 a year each tax free to their children ? I was told only one parent is allowed. Are such gifts counted in the current €...
There are times – generally before a storm – when you have time to think and make changes. As we approach the start of the Christmas season, it is timely to reflect on our finances now and make some changes before our flexible...
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