We in Ireland are great at saving but sometimes, saving, as Ringo Starr once sang “It don’t come easy” – any bit of extra money you can save from now on will be worth the short-term pain. You can never have...
Q. My employer has been paying 5% into my pension which I match for the last 23 years. 10 years ago, I set up an Additional Voluntary Contribution (AVC) scheme which is now worth c. € 67,000. My wife has...
In the landscape of personal finance, two imperative savings goals often compete for our attention: emergency funds for unexpected expenses (often referred to as “saving for a rainy day”) and contributions toward our...
Q. I have a small sum of money to invest – and in something better than the current deposit interest rates now on a downward turn. A mate of mine told me about investing in companies and getting tax relief on the...
In an increasingly consumer-driven world, debt has become an integral part of many people’s financial lives. While borrowing money can provide opportunities for investment in education, homes, and businesses, it...
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