RETIREMENT WORRIES Q – My PRSA has only € 158,000 in it and I am due to retire next September 2024 when I hit 66. I have been told I will receive very little by way of a monthly pension and coupled with the...
How to balance risk and reward – that is the question for every investor. Should you accept a lower return in exchange for peace of mind? Or should you attempt to make your money grow more quickly and face the...
CAN YOU EXPLAIN THE ANNUAL GIFT EXEMPTION Q – I am wondering can each parent gift €3,000 a year tax free to their children ? I was told only one parent is allowed. Are such gifts counted in the current € 335,000 inheritance...
The words “Financial wellbeing” has become the buzz phrase over the last 5 years especially when it comes to employee mental health. In a recent survey, Grant Thornton found employees in the workplace all suffer from stress. They...
Q – We are one of the lucky ones. No debt, no children, two good incomes and a good record of savings while still in our early 30s. We now need a mortgage but should we go direct to the bank or let a mortgage...
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