SHOULD WE FIX ? Q. We have a € 295,000 mortgage on a standard variable rate ( 4.3% ) and just wondering should we take up any of the fixed rate options – some are very attractive but we are worried that by the time the term is up, we will be given a much higher rate...
I regularly receive queries from parents on a variety of topics concerning their children. Erma Bombeck the American humourist once stated children make your life important so when the thorny issue of gifting money to your son or daughter to buy their first property...
SPANISH RETURNS ? Q. I have a holiday home in Spain which I rent out for part of the year and I pay tax on this income in Spain. Do I need to do an Irish tax return for this? Peter – Mullingar Co West Meath
You know you have financial issues but don’t know where to start. Akin to opening the door on your son or daughter’s bedroom and wondering who threw the hand-grenade ? Where do you even start ? When it comes to our finances, we tend to stick our heads in the sand...
EXTENDED MORTGAGE INTEREST RELIEF Q. I bought my home in late 2005 and, like a lot of other people I am struggling, but coping, with my mortgage repayments. I get Mortgage Interest Relief which amounts to almost €200 p.m. This is paid directly to my mortgage account...
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