ETHICAL INVESTMENT ..GOVERNMENT BACKED – SHORT TERM & FIXED RETURN BIOGAS – an ethical investment yielding 25% after 3 years The very best deposit interest return on the Irish market at present is NTMA’s National Solidarity Bond that yields 16% tax free...
SAVING FOR YOUR CHILDREN Q – We have two girls aged 9 and 5. We have not made any provision for their education though they will both be going to a non fee paying local secondary school at the moment. But already the extramural activity costs are mounting up and we...
John Lowe the Money Doctor asks when is it too early to think about retirement planning ? In this first part, John asks if you are one of the 200,000 employees lucky enough to have a defined benefit scheme or one of the 700,000 + contributing to a defined contribution...
PRSAs (Personal Retirement Savings Accounts) – should I have one ? Q – I am married, 41 with three children and no pension. I was told employers have to provide a facility for employees to contribute to a pension, a PRSA. Can you advise me as I don’t fancy having...
Should I change my car ? Q. I am driving the proverbial gas guzzler. It is a big car ( 3.3 litre bought in 2008 ) and apart from the tax ( € 1200 ) the petrol consumption is heavy on the pocket – 18 miles per gallon ( 16 litres per 100 kms) Is it worth my while going...
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