BANK MORTGAGE OR CREDIT UNION LOAN ?
Q. My home is worth € 280,000 with no mortgage but I need to do about € 45,000 worth of work on essential renovations. I am just wondering at age 58 single, no dependents but little income ( € 29K ) will I get a bank loan or would you suggest going to the credit union ? Not even sure what the rules are there either. The column’s great and thanks for any advice. Finbar – Co Wexford