DEBT IS CREEPING UP ON ME !

Q. How do you avoid unforeseen debt?  I always manage to pay off the minimum on credit cards, loans etc each month but most months there’s additional debt that builds up, be it a medical expense, unexpected car service, birthday etc.  I feel my debt is continuously sneaking up and although I’m paying off the minimum required I fear its building month on month and it will come to a point where I can’t meet the minimum repayments.. Paul – Limerick

 

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