IS HEALTH INSURANCE WORTH IT ?

Q. I’m 33 and have just moved home after 5 years abroad. I’m lucky to have come back to a good job, that comes with a 10% discount on health insurance – still paying for it myself. The thing is, I’m not sure I want to start spending money on that straight away. I’m fit and healthy and can’t help feeling that it’s a waste. Any advice? Patrick – Castleknock Co Dublin

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