NTMA or AVC ?
Q – I have € 15,000 to invest over a longer term. I have read your recent advice regarding the benefits of investing in NTMA state savings bond over a 10 year period yielding a total tax-free return of 10%. I am employed, aged 42 and have an Additional Voluntary Contribution fund in addition to my employer pension – my total contributions are 14%. My question is – should I invest in state savings or my AVC fund? Terry – Cabinteely Co Dublin