SHOULD WE FIX OUR MORTGAGE?

Q. We have a € 295,000 mortgage on a standard variable rate ( 3.15% ) and just wondering should we take up any of the fixed rate options – some are very attractive but we are worried that by the time the term is up, we will be given a much higher rate than we previously had. We just don’t trust the lenders.  Alan – Gorey Co Wexford.

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