DREADING THE CHRISTMAS FINANCIAL AFTERMATH
Q. I did nt take your advice and over the past few weeks have spent like there was no tomorrow…we are a family of 4 children and while we will have a great Christmas, I am already shuddering at the thought of all those bills coming through the letterbox in the coming weeks…Have you any advice about borrowing or should I leave the bulk on the card and just pay the minimum each month ? Happy Christmas to you and love the column – Helen Greystones Co Wicklow