INSURE OR NOT INSURE – THAT IS THE QUESTION….
Q. We are both 33 years old, have two children under 4 and the usual financial commitments that we are coping with. We have mortgage protection but have been told we should take out separate cover for the kids. Is this necessary ? We don’t have any income protection either – I earn the larger – € 55K while my partner earns € 35K.. necessary ? Thanks. Enjoy your column. Paul – Ballinteer Dublin 14