PAYING FOR CHRISTMAS Q. I am thinking of going to the local credit union to take out a € 2,000 loan to pay off a couple of friends who loaned money to me before Christmas and my credit card bill of € 1200..Over a two year period at 9.5% it is only € 45.91 per month...
POCKET MONEY for CHILDREN Q – At what age should you start giving your child pocket money, if at all ? I am hearing different methods of dealing with this. I have three children, aged 9, 5 and 1 year old. Jenny – Carpenterstown Co Dublin ...
MY FIXED TERM IS ENDED – SHOULD I SWITCH ? Q. My wife and I bought our home in 2013, borrowing €210,000 on a house that was worth €240,000 and is now worth €300,000. Our interest rate was fixed at 4.5% for five years. With 30 years left to go, is it worth switching...
The expression things are tight at Christmas resonates with many of us at this time of year. Bernard Manning once quipped “For Christmas this year I gave my kids a set of batteries with a note attached – toys not included…” Those who have nt saved during the year for...
A BABY FOR CHRISTMAS ? Q. My wife and I have been talking about having a baby for over a year, but the cost is a serious concern for us. We both work and can’t afford for one of us to quit – but childcare seems extortionate. I never thought money would be the reason...
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